搜搜做题作业网200分!中译英（3）
来源：学生作业帮 编辑：搜搜做题作业网作业帮 分类：综合作业 时间：2024/07/16 20:37:55
200分!中译英（3）
分红保险保单持有人在获取保险保障之外,可以获取保险公司的分红,即与保险公司共享经营成果.该保险是抵御通货膨胀和利率变动的主力险种.分红保险的红利主要来源于“三差”：利差、死差和费差.利差是保险公司实际投资收益率和预定投资收益率的差额导致的收益或者亏损；死差是预定死亡率和实际死亡率的差额导致的收益或者亏损；费差是保险公司预定费用率和实际费用率的差额导致的收益或者亏损.一般来说,在规范的保险市场,保险公司之间死差和费差差异不大,红利主要来源于利差收益.
分红保险保单持有人在获取保险保障之外,可以获取保险公司的分红,即与保险公司共享经营成果.该保险是抵御通货膨胀和利率变动的主力险种.分红保险的红利主要来源于“三差”：利差、死差和费差.利差是保险公司实际投资收益率和预定投资收益率的差额导致的收益或者亏损；死差是预定死亡率和实际死亡率的差额导致的收益或者亏损；费差是保险公司预定费用率和实际费用率的差额导致的收益或者亏损.一般来说,在规范的保险市场,保险公司之间死差和费差差异不大,红利主要来源于利差收益.
百分之百手翻!
The policyholder of a life insurance with dividend not only gets his safety insured,but also receives dividend from the insurance,which means sharing the profit of the insurance company.This kind of insurance is a main form of protection from inflation and change to interest rates.The dividend mainly comes from three gaps,earning gap,death rate gap and expense gap.The earning gap refers to the profit or loss caused by the difference between the actual earning rate and the scheduled earning rate,the death gap refers to the profit or loss caused by the difference between the actual death rate and the predicted earning rate,and lastly the expense gap refers to the profit or loss caused by the difference between the actual expense and the scheduled expense.In most cases,the other death rate gap and expenses gap are insignificant,therefore the dividend mainly comes from the earning gap.
The policyholder of a life insurance with dividend not only gets his safety insured,but also receives dividend from the insurance,which means sharing the profit of the insurance company.This kind of insurance is a main form of protection from inflation and change to interest rates.The dividend mainly comes from three gaps,earning gap,death rate gap and expense gap.The earning gap refers to the profit or loss caused by the difference between the actual earning rate and the scheduled earning rate,the death gap refers to the profit or loss caused by the difference between the actual death rate and the predicted earning rate,and lastly the expense gap refers to the profit or loss caused by the difference between the actual expense and the scheduled expense.In most cases,the other death rate gap and expenses gap are insignificant,therefore the dividend mainly comes from the earning gap.